Smart College Protector Plan

Do you want a bright future for your Child?


Here’s an affordable insurance plan, designed as an educational plan, so that your Child will receive a Yearly College Fund for 5 years when he or she reaches the age of 17. ”Insured na, may pang-tuition pa!”


Filipinos have a deep regard for education. Most, if not all, view education as a stepping stone in getting ahead through life’s hardships. Most parents sacrifice a lot in order to provide a good education for their children.

But education is expensive in the Philippines, especially in private schools. Tuition fees not only escalate by 15%, it is much more than that. The increase is hidden as miscellaneous fees. That is why, 2004 statistics show that out of 6 million students who entered high school, only 2. 4 million or 60% entered college. Of this 2.4 million, only 58.62% graduated. Because of high tuition fees, college drop outs have tremendously increased.


Philippine Prudential introduces the Smart College Protector Plan, a college educational plan that is designed as a savings tool to provide an amount of money when your Child reaches the age of 17. It ensures a fixed amount of money depending on the plan chosen to cover most of your Child’s college expenses. The Smart College Protector Plan provides  you peace-of-mind that your Child’s education will be secure.


Yearly College Fund

When your child reaches age 17, he receives as much as P100,000 * a year as College Fund for five years or a total of  P500,000. This can finance your child’s college education expenses. (*Plan 500)


Life Insurance Protection for Your Child


Your child is protected with as much as P500,000 in Life Insurance from the effectivity of the Policy up to age 21. He gets double protection of up to P1,000,000 as Accidental Death Benefit.


Yearly Pre-College Allowance

If and when you, the Payor, die during the paying period of the Policy, a Pre-College Allowance of up to P50,000 a year is payable to your Child to finance his or her elementary and high school education up to age 16.


Waiver of Premiums


On the untimely death of the Payor during the paying period of the policy, any premium due will be paid by the Company in favor of the policy such that the policy will be considered fully paid.


You have a choice of 5 Years or 7 Years to Pay the Premiums

Premiums are payable only for 5 or 7 short years. And this can even be waived if the Payor dies unexpectedly during the paying period.


Provide This Legacy to Your Child or Grandchildren

We know that you, as parents or grandparents, only want what is best for your children or grandchildren, showering them with gifts where many of which outlive their usefulness. This time, provide a legacy for them by paying for the Smart College Protector Plan while they are still young to ensure that you have the cash to put them to a good school when they are ready for a college education.


Eligibility Age

The acceptable insurance age for the child is from 0 to 10 years old while that of the Payor is from 18 to 65 years old. Payor can be parents, grandparents, aunts, uncles or even brothers or sisters.  Act now!


How are all these Benefits Possible?

Group enrollments during a limited Enrollment Period allows the Company to process a large number of applicants at one time. Savings is generated especially because there are no sales people involved, thus, these are passed on to you in terms of lower premiums.


Your Family is Safe with Philippine Prudential Life

Philippine Prudential Life is a life insurance company, and NOT A PRE-NEED COMPANY. As a life insurance company, it is the INSURANCE COMMISSION that carefully regulates and closely supervises all our transactions, and not the SEC. Our company abides by the Insurance Commission’s Insurance Code which safeguards the margin of insolvency, security fund, asset values and investments restrictions of all insurance companies. Philippine Prudential, founded in 1963,  has been serving the life insurance needs of Filipino families for 50 years now. Serving more than 1.8 million policyholders and their families with over P120 billion business in force, Philippine Prudential is eager to help you live a more secured life with the Smart College Protector Plan.


It’s Easy to Enroll

  1. The Child must be from 0 to 10 years old while you, the Payor, must be from 18 to 65 years old.
  2. You must be a resident of Metro Manila, Luzon, Visayas, Davao or Cagayan de Oro City.
  3. Fill out the Enrollment Form, be sure to answer all questions, sign where needed.