Smart College Protector Plan

Smart College Protector Plan (SCP) is an affordable life insurance protection, designed as an educational plan to help fund the college education expenses of your child for up to 5 years.


“Insured na, may pang-tuition pa!”


Philippine Prudential offers the Smart College Protector Plan, a college educational plan that is designed as a savings tool to provide an amount of money when your Child reaches the age of 17. It ensures a fixed amount of money depending on the plan chosen to cover most of your Child’s college expenses.


Yearly College Fund

When your child reaches age 17, he could receive as much as P100,000* a year as College Fund for five years or a total of  P500,000.  (*Plan 500)

Life Insurance Protection for your child

 Your child is protected with as much as P500,000 in Life Insurance from the effectivity of the Policy up to age 21. In case of accident, he gets double protection of up to P1,000,000 as Accidental Death Benefit.

Yearly Pre-College Allowance

If and when you, the Payor, die during the paying period of the Policy, a Pre-College Allowance of up to P50,000 a year is payable to your Child to finance his or her elementary and high school education up to age 16.

 Waiver of Premiums

On the untimely death of the Payor during the paying period of the policy, any premium due will be paid by the Company in favor of the policy such that the policy will be considered fully paid.

You have a choice of 5 Years or 7 Years to Pay the Premiums

Premiums are payable only for 5 or 7 short years. And this can even be waived if the Payor dies unexpectedly during the paying period.

Provide This Legacy to Your Child or Grandchildren

Provide a legacy for your children or grandchildren by paying for the Smart College Protector Plan while they are still young, to ensure that you have the cash to put them to a good school when they are ready for a college education.

Eligibility Age

The acceptable insurance age for the child is from 0 to 10 years old while that of the Payor is from 18 to 65 years old. Payor can be parents, grandparents, aunts, uncles or even brothers or sisters.

 How are all these Benefits Possible?

Group enrollments during a limited Enrollment Period allows the Company to process a large number of applicants at one time. Savings is generated especially because there are no sales people involved, thus, these are passed on to you in terms of lower premiums.


It’s Easy to Enroll

  1. The Child must be from 0 to 10 years old while you, the Payor, must be from 18 to 65 years old.
  2. You must be a resident of Metro Manila, Luzon, Visayas, Davao or Cagayan de Oro City.
  3. Fill out the Enrollment Form, be sure to answer all questions, sign where needed.